Shared Responsibility, Shared Risk

Shared Responsibility, Shared Risk

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In Shared Responsibility, Shared Risk, Jacob Hacker and Ann O'Leary have gathered a distinguished group of scholars on American social policy to address the fundamental problems facing the American social welfare system. Collectively, they analyze how the qprivatization of riskq has increased hardships for American families and increased inequality. They also propose a series of solutions that would distribute the burdens of risks more broadly and expand the social safety net.... families frequently incurred high costs in building wealth, due to substantial fees for borrowing debt and managing assets that can increase debt and lower savings. ... while overdraft fees can quickly translate into triple-digit annualized interest rates.17 Moreover, credit card debt often ... stocks.24 Historically, real estate and corporate equities made up 43 percent of total assets on average, as comparedanbsp;...

Title:Shared Responsibility, Shared Risk
Author: Jacob Hacker, Ann O'Leary
Publisher:OUP USA - 2012-01-19

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